Frequently Asked Questions

Gauvik is a SEBI-registered Portfolio Management Services (PMS) firm. We build and manage discretionary equity portfolios for high-net-worth individuals who want a more direct, transparent alternative to mutual funds.
We manage a dedicated portfolio of stocks on your behalf. Unlike a mutual fund where you own units of a pooled vehicle, with PMS your securities are held directly in your own demat account — you see every position and every transaction, in your name.
Three key differences: ownership (you hold stocks directly, not units), minimum investment (PMS requires ₹50 lakhs vs any amount for MFs), and customisation (we can tailor the portfolio to your specific tax situation, existing holdings, or exclusions). MFs suit most retail investors; PMS is designed for those who want a more personalised, institution-grade approach.
Your portfolio is managed by our investment team under a clearly defined investment mandate. You'll know who your portfolio manager is, and you'll receive full transparency on every decision made in your portfolio.

We offer focused equity strategies across themes — currently including quality growth and capital preservation mandates. Our strategy has a defined investment philosophy, benchmark, and expected holding period. We'll discuss which fits your goals before onboarding.
We follow a bottom-up, research-driven process. Each stock is evaluated on the quality of its business model, management track record, earnings durability, and valuation. We run concentrated portfolios — we'd rather own 20 high-conviction names than 80 average ones.
No. All equity investments carry market risk, and no SEBI-regulated entity is permitted to guarantee returns. Our strategies are designed for long-term wealth creation over a 3–5 year horizon — short-term volatility should be expected and accepted.
Completely. You receive a monthly performance report and access to your portfolio valuation at any time. There are no hidden positions. Every stock in your portfolio is in your name, in your demat account.
PMS is designed for investors who have already built a meaningful corpus and want professional management at a level of transparency that mutual funds can't offer. If you're earlier in your investment journey, we're happy to have an honest conversation about what might suit you better right now.

₹50 lakhs, as mandated by SEBI for all PMS providers. This applies per strategy.
We charge a fixed management fee and, depending on the strategy, a performance fee above a pre-agreed hurdle rate. All fees are disclosed in full in your Portfolio Management Agreement before you invest — there are no hidden charges
There is no mandatory lock-in. However, we recommend a minimum investment horizon of 3 years to allow the strategy to perform through a full market cycle. Early exits may be subject to applicable taxes and brokerage.

Start with a discovery call — we'll understand your financial goals, existing investments, risk appetite, and tax situation. From there, we'll recommend a suitable strategy, complete KYC, and set up your demat and bank mandates. Onboarding typically takes 5–7 business days once documents are in order.
PAN card, Aadhaar, bank account details, demat account details (or we'll help you open one), and income/net worth proof for KYC. FATCA and CRS declarations are also required as per SEBI norms.
Yes. NRI clients can invest through NRE or NRO accounts subject to FEMA regulations. Some additional documentation is required, including your overseas address proof and relevant RBI-compliant bank accounts. We'll guide you through the full process.
You can reach us by email or phone — details are on our website. Every client is assigned a dedicated relationship manager who is your single point of contact for queries, reporting, and any changes to your mandate.

Yes. Gauvik Wealth Management is registered with the Securities and Exchange Board of India (SEBI) as a Portfolio Manager under the SEBI (Portfolio Managers) Regulations, 2020. Our registration number is INP000009931 and verifiable on the SEBI website.
Your securities are held in a demat account in your own name, maintained with a SEBI-registered depository participant. Gauvik never holds client assets — we operate on a power of attorney to manage, not to hold.
Your data is protected in accordance with the DPDP Act 2023, SEBI's Cybersecurity and Cyber Resilience Framework (CSCRF) 2024, and our Privacy Policy. We do not sell or share your data with third parties for marketing purposes.
You can raise a grievance directly with your relationship manager or via email to our designated Compliance Officer. If unresolved, you may escalate to SEBI through the SCORES platform at scores.gov.in.